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    Integrity First Lending options

First Time Buyer Programs

Imperfect Credit Programs

Home Equity Fixed Loan

Interest Only Loans

Adjustable Rate Mortgages

Fixed Rate Mortgages

Payment Option Loans

Stated Income Programs

No Point/No Fee Programs

Home Equity Line of Credit
 

 

 

 
LakeNormanLoans.com Lending Options
30 year fixed   15 year fixed

 
 

     Fixed Rate

 

     Mortgages

     
                       Advantages:
  •               Monthly payments are fixed over the life of the loan
  •               Interest rate does not change
  •               Protected if rates go up
  •               Can refinance if rates go down

 

                      Disadvantages:
  •               Higher interest rate
  •               Higher Mortgage payments
  •               Rate does not drop if interest rates improve

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