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The way your grandparents learned to borrow money:

Find the lowest mortgage rate
Try and find a bi-weekly mortgage program
Save a few extra dollars each month and then send
them in to reduce principle

The way smart money managers learned to maximize
their client's investments:

Choose the best mortgage for your individual needs
not just a mortgage with a low interest rate

Make payments based on the terms agreed to
- never pay more than required

Your objective should never be
to pay off your lowest interest debt,
which in most cases is your home mortgage loan.
 "The Way your Grandparents
   learned to borrow money."

   The object was to pay off the mortgage as soon
   as possible - before the next Great Depression.
    
   But by making the smallest payments on the loan
   with the lowest interest and biggest tax breaks,
   you have just managed your money to the
   fullest!